In the secondary school, I always go to cyber café and have a fun at there. Playing online games, LAN games, chatting are the activities that most people do in the cyber café. However, recently Malaysian government announced that there will be some new guidelines to be enforced soon on Internet and cyber cafes in order to control these businesses.
In the beginning, appearance of the cyber cafes in the market is good news for those people who are unable to afford the computer. Those people or families who are come from poor financial background have a chance to learn more knowledge and surf the internet websites. But the businessmen abuse this kind of cyber cafes to attract those young people spend their time and money in the cyber cafes for the provided gaming activities, gambling, pornography, music and publications with negative element. Some young man will spend their whole day in the cyber cafes and do not attend the school lesson. Moreover, they will also stay at the cyber cafes until midnight and neglect their homework. This may make some parents worry about their children.
A Cyber cafe is a tool to help people to bring their steps forward and upgrade themselves, but if cyber cafes are abuse, it will also bring the negative effect.
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Digi..... tal Music!!!
Yaya...!! Nowadays more and more digital product appears in the market as compared with those traditional products. It can be seem in some ways such as digital music. According to the research, the sales of the digital music increase almost 50% to USD$ 417.3 million as compared to the same period of last year. However, the sales of the physical album have decreased 15%. This phenomenon is caused by few reasons.
First, the digital music is easy to get and cheaper than the physical album. People can just use the internet and surf the certain website and download it. This process can be done in a few minutes. Moreover, people can download the digital music from websites no matter where or when they are as long as they can online. It is much more convenience than buying physical album as people need go to shopping centre and get it.
Next, people have a chance to choose the favorable music as they like. For example, people can search for their lovely music by using search engine and just to need type the name of the song. It is easy, save time and do not need queue for long hours.
As compared to the physical album, digital music has brought a lot of fun and makes people life easier. They also can install the digital music into their MP3 or iPod, do need take the CD along when go out.
First, the digital music is easy to get and cheaper than the physical album. People can just use the internet and surf the certain website and download it. This process can be done in a few minutes. Moreover, people can download the digital music from websites no matter where or when they are as long as they can online. It is much more convenience than buying physical album as people need go to shopping centre and get it.
Next, people have a chance to choose the favorable music as they like. For example, people can search for their lovely music by using search engine and just to need type the name of the song. It is easy, save time and do not need queue for long hours.
As compared to the physical album, digital music has brought a lot of fun and makes people life easier. They also can install the digital music into their MP3 or iPod, do need take the CD along when go out.
Lelong.com.my
Lelong.com.my was found in year 1988 by Interbase Reseources Sdn. Bhd. (http://www.lelong.com.my/) The website set up for the e-commerce purpose. Initially, the website starting with consumer-to-consumer (C2C) basis which means the user of the website can sell their things through lelong.com.my. While the things had been posted up to the public, anyone can bid for the price to buy the particular item. However, lelong.com.my is now switch to Business-to-business (B2B) basis which the owner of the website will selling the goods from a corporate of business firm to all the consumers. Most probably, the website have 13 million page view per month. It is consider a high page view website in Malaysia. 
For the layout of the website, it has alot of advertisement around the corner. Lelong.com.my also provide the search engine to serach some particular items easily from the particular website. Moreover, lelong.com.my also provide forum to the user to discuss about the products.
E-auction
The rapid development and global utilization of new technology have not just brought revolutionary changes to our daily lives, but also provide a chance for the criminal to commit their illegal conduct. For instance, e-auction, a place where the buyers bid for the things thought the internet are often making used by the criminal to exploit their victims. To be a smart consumer, one should take note to prevent e-auction fraud such as bid shielding, shilling, fake photo and misleading descriptions.
Here are some of the tips:
1. Insurance Policy
Consumer can also consider the insurance policy provided by the e-auction sites to improve their confidence when bidding the item through internet. When anything goes wrong, there still have some money back.
2. Feedback forum
Feedback forum provide a place for the consumer to comment or share their experience with other users. By reviewing the forum, one will be able to know the reputation status or any news about the auction sites. Hence, buyers are advised not to bid with the partic
ular seller.
3. Escrow Services
Consumers are encouraged to subscribe an escrow service when bidding an item with value more than $200. Escrow services act as a trusted third party that helps to protect both the online buyer and seller from fraud. It collects the money from the buyer and holds it until the buyers receive the item. The seller will receive the money after the buyer inspect and satisfy with the condition of the item.
4. Term and condition
Consumers should always review the term and condition before bidding for the item through internet. They should check on the delivery date, warranty, shipping and handling fees to avoid any unexpected cost or problem. Additionally, they should also check the privacy policy to ensure their information is protected safely.
5. Verification System
Verification system is a way for the buyer to examine the identity and condition of the item. One should verify item before bidding to ensure it is not a fake item and no misleading description about the product. Therefore, buyer will get what he or she has bided in the internet.
6. Disclosure of personal data
Consumer should be caution when providing the personal data such as credit card number, account number or password. Consumers should double check the website or call the seller to ensure it is legitimate to give his or her information.
Here are some of the tips:
1. Insurance Policy
Consumer can also consider the insurance policy provided by the e-auction sites to improve their confidence when bidding the item through internet. When anything goes wrong, there still have some money back.
2. Feedback forum
Feedback forum provide a place for the consumer to comment or share their experience with other users. By reviewing the forum, one will be able to know the reputation status or any news about the auction sites. Hence, buyers are advised not to bid with the partic
ular seller.3. Escrow Services
Consumers are encouraged to subscribe an escrow service when bidding an item with value more than $200. Escrow services act as a trusted third party that helps to protect both the online buyer and seller from fraud. It collects the money from the buyer and holds it until the buyers receive the item. The seller will receive the money after the buyer inspect and satisfy with the condition of the item.
4. Term and condition
Consumers should always review the term and condition before bidding for the item through internet. They should check on the delivery date, warranty, shipping and handling fees to avoid any unexpected cost or problem. Additionally, they should also check the privacy policy to ensure their information is protected safely.
5. Verification System
Verification system is a way for the buyer to examine the identity and condition of the item. One should verify item before bidding to ensure it is not a fake item and no misleading description about the product. Therefore, buyer will get what he or she has bided in the internet.
6. Disclosure of personal data
Consumer should be caution when providing the personal data such as credit card number, account number or password. Consumers should double check the website or call the seller to ensure it is legitimate to give his or her information.
Corporate Blogging
Recently, the role of corporate blog as a communication tool for businesses is increasingly acknowledged. According to the market research, nearly 70% of companies had established or decided to create a weblog for their company. For instance, the 15 most popular corporate blogs are Google, Adobe, Flickr, Facebook, Yahoo! Search, Dell, Digg and so on. Additionally, Google has recognized as the top corporate blog among the 15 popular corporate blogs by Mario Sundar. Corporate blogs are, in fact, living up to all the hype. Corporate blogs allow the company to connect or communicate with their customer by sharing their information or new product through the blog. On the other hands, the customer’s comment will be the key for the company to success. Since the customer is the consumer of the final product or service, their response will facilitate the company in finding the better way to satisfy their need and thus increased the sales.However, companies should consider both the cost and benefit of establishing a corporate blog. The ben
efit of having a corporate blog help to facilitate the social networking with the employee and customer, build trust, increase the transmission and transparency of information, collect valuable feedback, promoting the business, develop the business opportunity and increase the sales. On the other hands, it will also bring troublesome to the company when the customer post something badly about the company or the employee post about the company secret through the blog. Besides that, company needs to spend time on mastering the new style of communicating and updates the blog.
efit of having a corporate blog help to facilitate the social networking with the employee and customer, build trust, increase the transmission and transparency of information, collect valuable feedback, promoting the business, develop the business opportunity and increase the sales. On the other hands, it will also bring troublesome to the company when the customer post something badly about the company or the employee post about the company secret through the blog. Besides that, company needs to spend time on mastering the new style of communicating and updates the blog.
As a conclusion, corporate blog is a powerful communication tool use by companies to have a better communication with their customers, employees, supplies, and partner. Nevertheless, companies need to use the blogs according to their own requirement in order to achieve the best outcomes for their company.
Electronic Currency
Nowadays, buying an inexpensive item or service such as MP3 music files, magazine and news-paper articles, Web-based comics, video through internet is not a new issue anymore. There are many e-micropayment technologies vendors who are similar in many respect but differ in others. For instance, BitPass, Firstgate’s Click and Buy, PayLoadz, Paystone Technologies, Peppercoin, Beenz, DigiCash and Flooz. Mircopayment providers like Beenz, DigiCash and Flooz did not succeed due to the online vendors who are uninterested in selling inexpensive item online as it is time consuming. However, PayLoadz able to work with 1000 merchants and generates about $3million profit per year.
What factors contribute to the success of PayLoadz??
PayLoadz does not have a prepaid account with it customer. Instead, the users will pay the sellers directly through PayPal which help to verify the payable ability of the users. On the other hand, the merchants will pay PayLoadz a uniform monthly fee based on their sales levels rather than a percentage of each transaction which in turn save up administration cost and processing time. In addition, customer will never see a Payloadz interface as it delivers files through a secure server to the customer using PayPal’s Instant Payment Notification system. Furthermore, the PayLoadz system consists of an application server that controls all the web site and handles several servers which have been separated in respect of its role in order to improve performance and reliability. As a conclusion, e-micropayment has become more pervasive as it brings convenient to consumers. It important will increasingly acknowledge and used by the consumers.
What factors contribute to the success of PayLoadz??
PayLoadz does not have a prepaid account with it customer. Instead, the users will pay the sellers directly through PayPal which help to verify the payable ability of the users. On the other hand, the merchants will pay PayLoadz a uniform monthly fee based on their sales levels rather than a percentage of each transaction which in turn save up administration cost and processing time. In addition, customer will never see a Payloadz interface as it delivers files through a secure server to the customer using PayPal’s Instant Payment Notification system. Furthermore, the PayLoadz system consists of an application server that controls all the web site and handles several servers which have been separated in respect of its role in order to improve performance and reliability. As a conclusion, e-micropayment has become more pervasive as it brings convenient to consumers. It important will increasingly acknowledge and used by the consumers.
Why credit cards holders go bankrupt? How to prevent?
What is credit cards? Credit card is a plastic card which issued by Bank to the holder with a credit limit to make payment. Nowadays, credit card is a common way to a consumer to make payment. The payment made will become the credit card debts and it also named as consumer debts. The debts will be more while there is interest charge to the card holders. If the card holders do not pay the money back to the bank on time, there will be penalties charge. Therefore, the credit card debts amount will become greater and greater. Once the card holders is unable to pay all the debts back to the bank, then he or she will go for bankruptcy.
In order not to go for bankruptcy, the card holders should not spend more than the amount he or she earn monthly. To prevent the penalties charge, the card holders should pay the credit card debts on time to the bank. The most convenient way for the card holders to pay the debt is using online banking (e.g. http://www.maybank2u.com.my)
In order not to go for bankruptcy, the card holders should not spend more than the amount he or she earn monthly. To prevent the penalties charge, the card holders should pay the credit card debts on time to the bank. The most convenient way for the card holders to pay the debt is using online banking (e.g. http://www.maybank2u.com.my)
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